Let's Lower Your Home Insurance Rates Today!
100% freeNo obligationAbout 2 minutes
How QuoteWombat works
1
Answer a few questions
Tell us about your home, its age and size, and your current coverage.
2
Get matched
We match you with insurance companies and licensed agents who can quote you.
3
Compare and save
Compare your quotes side by side and pick the one that fits.
What affects your home insurance rate
- Where the home is, down to ZIP code, and local weather and fire risk
- The age, size and construction of the home, and the age of the roof
- Your claims history and, in most states, your credit history
- Your coverage amount and deductible
Ways homeowners lower their premium
- Comparing quotes at renewal instead of letting the policy roll over
- Bundling home and auto with one insurer
- Asking about discounts for security systems, smoke detectors and a newer roof
- Raising your deductible if you can cover it comfortably