How to compare car insurance quotes the right way

The cheapest quote is only cheaper if it covers the same things. Before you compare prices, line up the coverage.

Start with liability limits. Make sure each quote uses the same limits, ideally higher than your state minimum.

Match the deductibles for collision and comprehensive. A $1,000 deductible will always look cheaper than a $500 one.

Check what extras are included, such as roadside assistance or rental car cover, and whether you need them.

Finally, look at the discounts each insurer applied and ask whether any you qualify for are missing.